Restaurants, bars, nightclubs, hotels, breweries, event venues, caterers, food trucks, private clubs, and other hospitality businesses.

General Liability, Property, Business Income, Excess Liability, Workers Compensation, Liquor Liability, Cyber Liability, Employment Practices Liability, and Commercial Auto/Hired & Non-Owned Auto.

Usually not. Businesses that sell or serve alcohol generally need to make sure their insurance program specifically provides Liquor Liability coverage.

Restaurants that process credit cards, store customer or employee information, offer online ordering, or rely on computer systems should consider Cyber Liability coverage.

Yes. We'll review your lease and make sure your insurance meets the required coverage and limits.

Often, yes. Multiple locations can potentially be insured under the same insurance program, although each location should be properly scheduled and its exposures disclosed.

Timing depends on the complexity of the business and the information available. Providing complete information upfront — sales, payroll, property values, alcohol sales, prior coverage, and loss history — can speed up the process and usually can turn around quotes in 1–2 weeks.

Restaurants, bars, hotels, and venues face exposures that aren't always obvious — from liquor liability and assault & battery to spoilage, equipment breakdown, business income, cyber, delivery, and contractual requirements. Working with us means those exposures get properly addressed.

Yes. Our role doesn't end when the policy is purchased. We help you navigate the claims process, communicate with the insurance company, and understand what information is needed to move the claim forward.